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Boston Career Explorer

Office and Administrative Support

Credit Authorizers, Checkers, and Clerks

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

Also called: Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Investigator, Credit Processor, Credit Representative

Median pay in Greater Boston
$55,360
$26.61/hr
Jobs in Greater Boston
230
Massachusetts 2024–2034
−7.6%
10 openings a year
Typical U.S. entry requirement
High school diploma or equivalent
plus Moderate-term on-the-job training

Greater Boston: Boston-Cambridge-Newton, MA-NH metro area, May 2025. Growth and openings: Massachusetts statewide projection.

Pay range in Greater Boston

Yearly pay in Greater Boston by percentile
10th25thMedian75th90th
$51,560$53,690$55,360$68,270$74,600

10% of workers earn less than the first figure and 10% earn more than the last.

What you’d do

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.

AI and this job

AI exposure: how much of this job’s work AI tools can do or help with, based on national research. It is not a forecast of job loss.

Higher exposure95 of 100

The index averages three national research measures, each shown as a percentile of all jobs:

  • AIOE 98
  • Language-model AIOE 96
  • GPTs-are-GPTs 90

Observed AI use today: Some (Anthropic Economic Index)

AI exposure for this job is in the higher range, and observed AI use is at some level. AI tools can help with compiling and analyzing credit information and keeping account records. Talking with applicants and judging unusual cases still involve people. Massachusetts is projected to have fewer of these jobs over 2024-34 (-7.6%) as automation makes the work more efficient.

Likely to change

  • Compiling and analyzing credit information
  • Keeping charge and payment records

Still relies on people

  • Interviewing applicants by phone or in person
  • Judging unusual or unclear credit cases

What federal projections say

“Productivity change - share decreases as automation allows this work to be done more efficiently, reducing the need for these workers.”
BLS Employment Projections 2025–35, factors affecting this job (U.S.)

Written with AI from the data on this page. Check with a career coach before making a decision.

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Training near Boston

College and school programs in the Boston metro area that lead to this job, with 2023-24 completions (IPEDS).

No college programs near Boston map to this job. Many people enter through on-the-job training or apprenticeship.

Talk to a career coach at the Office of Workforce Development about apprenticeships and City partner programs.

Related occupations

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